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Incapacity · January 2026
Who decides if you cannot?
Most people think about estate planning as a way to decide what happens after death. But a large part of planning is about what happens if you become incapacitated during life.
A durable power of attorney lets you choose who will manage your financial affairs if you cannot. An advance health care directive does the same for medical decisions. Without these documents, a court may have to appoint someone — an outcome that is slow, expensive, and often not what the client would have wanted.
These documents are straightforward and inexpensive. They are also among the most important pieces of a complete plan.